sanafx

AED to IDR. Settled in 40 seconds.

Every basis point on the receipt. Non-custodial Onchain FX orchestration for licensed partners across MENA↔SEA corridors.

Two licensed partners. One corridor. Zero custody.

AED 50,000

IDR 244,754,355

4895.0871

LOCKED · EXPIRES 00:47

The problem

Hidden markups. Opaque FX. Slow correspondent banking.

Incumbent corridors charge opaque fees on high-volume remittance flows. sanafx coordinates settlement between licensed partners with every basis point visible before execution.

Incumbent cost

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incumbent fees on AED→IDR

Market size

Top 0123456789

UAE inbound source for Indonesia

sanafx path

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USDT settlement on Solana

Status quo

Correspondent chains · nostro pre-funding · undisclosed spreads

sanafx path

Licensed partner edges · USDT on Solana · disclosed bps before execution

How it works

Orchestration, not custody.

Fiat converts at licensed partner edges. sanafx prices and routes the corridor — USDT on Solana is the settlement leg in between.

01MENA edge

Sender pays AED

Funds sit with a CBUAE-licensed UAE partner. End-user KYC and compliance handled at the partner edge.

AEDCBUAE licensee
02Orchestration

sanafx prices + routes

Pricing engine returns rate and routing instruction. sanafx coordinates — it never holds or pools customer funds.

Quote lockRoute instruction
03SEA edge

Settlement + payout

USDT on Solana moves between licensed partners. Receive-side partner off-ramps to IDR via OVO, DANA, GoPay, or bank.

USDT · SolanaOVODANAGoPayBank

sanafx never holds, pools, or controls customer funds

Corridors

MENA send. SEA receive.

Launch on AED→IDR, expand through the Philippines and Indonesia's other top inbound sources — Saudi Arabia by value, Malaysia by worker volume.

MENASEA
Wedge #1Launch corridor

AED

IDR

UAE inbound rank

Top 3

Destination

Indonesia

Last-mile payout

OVODANAGoPay
Wedge #2Expansion

AED

PHP

Annual volume

~$12B

Incumbent fees

4–6%

Last-mile payout

GCashMayaBank
Wedge #3Largest by value

SAR

IDR

Inbound rank

#1 to ID

Send-side

SAMA licensee

Last-mile payout

OVODANAGoPay
Wedge #4Largest by volume

MYR

IDR

Worker remits

Highest count

Rail

Licensed partner

Last-mile payout

OVODANABank

Transparency

The rate you see is the rate that settles.

Every quote carries the full breakdown — mid-rate, spread components, platform fee, and total cost in basis points. No hidden markups.

AED 50,000 → IDR 244,754,355

Mid-market rate4898.0259
Spread (base 3+vol 1+liq 2)6 bps
Platform fee8 bps
Total cost14 bps

Partner model

Partners hold funds. sanafx coordinates.

Two licensed partners per corridor. Fiat converts at each edge; USDT on Solana is the settlement leg between them.

MENA

Send-side

UAE · KSA

Holds sender funds

  • CBUAE licensee

    Licensed exchange house or digital payment provider

  • SAMA licensee

    Exchange house / PSP for SAR corridors

  • Bridge.xyz

    USD on/off-ramp into partner wallets

Corridor currencies

AEDSAR
Fiat
USDT · Solana
Payout
SEA

Receive-side

PH · ID

Executes payout

  • BSP-registered

    RSP or EMI with GCash / Maya rails

  • BI-licensed PSP

    OVO · DANA · GoPay last-mile

  • Local disbursement

    Bank transfer or e-wallet payout

Corridor currencies

PHPIDR

sanafx never holds, pools, or controls customer funds

API

Indicative → firm → execute.

Partner-facing REST API with transparent quote breakdowns, firm-quote expiry, and webhook lifecycle events. MCP server and CLI for agent workflows — coming soon.

GET /v1/quote · 200
{
  "pair": "AED/IDR",
  "rate": 4895.0871,
  "indicative": true,
  "total_cost_bps": 14
}

MCP server + CLI

Same indicative → firm → execute flow, wired for agent stacks and terminal workflows — quote corridors from Claude, Cursor, Codex, OpenClaw, Hermes, and more.

Coming soon
Claude
Cursor
Codex
OpenClaw
Hermes
+ more

sanafx quote --pair AED/IDR · sanafx mcp serve

Protocol

Settlement that scales with your corridors.

FX Protocol is the onchain layer for licensed partners who need faster legs, tighter economics, and full custody on their side of every trade. Coming soon — after corridor orchestration proves volume.

FX Protocol

Onchain settlement for partners who have outgrown manual rails

Coming soon
Seconds, not days
Non-custodial
Receipt-grade transparency
Corridor-scale economics
Liquidity program (roadmap)

Faster corridor legs

Move value between licensed partners in seconds — so payouts clear while competitors are still reconciling.

Your custody, your books

sanafx coordinates routing and pricing. Partner funds stay in partner wallets — we never hold the float.

Liquidity when you're ready

Onchain depth and LP tiers unlock after licensing and volume milestones — built on orchestration traction, not hype.

Fiat conversion stays with licensed partners today. FX Protocol extends the settlement leg once orchestration volume justifies it — not a launch product alongside the API.

Notify via partner access →